Financial Aid for Summer Courses

Committed to making your education affordable

Limited financial aid is available for summer courses, and students are encouraged to plan early and to take advantage of the payment plans available for summer classes.

Carefully review the information below to be sure you are eligible to apply for summer aid.


To be eligible for financial aid in the summer, a FAFSA must be completed for the prior academic year. Some graduate students will also need to submit a FAFSA for the upcoming academic year. Students must also be matriculated (seeking a degree) and cannot be conditionally readmitted.

Students applying for summer aid will be held to the standards of the academic progress policy. Your summer aid is contingent upon meeting satisfactory academic progress, or the requirements of your academic plan, if applicable. Academic progress will be measured after spring grades are posted. If you fail to meet academic progress or the requirements of your plan, your summer aid will be cancelled.

Before submitting an application for summer aid, please be sure you have:

*If you are admitted to one of the following programs (which begin in the summer of 2020) you must file a 2020-2021 FAFSA and complete a summer aid application before we can process your federal direct loan for the summer:

  • Graduate School of Education
  • Graduate School of Social Work
  • Professional Accounting program
  • Masters in Accountancy in Financial Accounting (MACCY) program
  • Camden Law
  • Camden Graduate School

Students enrolling in the summer 2020 Professional Accounting Program or the MACCY program should contact the Newark Office of Financial Aid once you have filed the 2020-2021 FAFSA.


Undergraduates and RBS students (both undergraduate and graduate) must be enrolled for at least 6 summer credits to receive federal direct loans or a parent PLUS loan for undergraduate students. Graduate and law students must be enrolled for at least 3 summer credits to receive federal direct loans or a graduate PLUS loan.

 UndergraduateGraduate/Law SchoolRutgers Business School (Newark)
Full-time12 or more credits6 or more credits12 or more credits
Three-quarters time9-11.5 creditsN/A9-11.5 credits
Half-time6-8.5 credits3-5.5 credits6-8.5 credits
Less than half-time5.5 or less credits2.5 or less credits5.5 or less credits

Federal Direct Loan Eligibility for Undergraduates and Graduates

Have you already received the maximum amount allowed for your class level this year? To find out, view your Rutgers Financial Aid Offer Letter online. Review the annual loan limits for federal direct loans as well.

View your 2019-20 Offer Letter to determine if you have already received the maximum amount allowed for your class level. Loan limits are listed below.

Class level (academic year 19-20)DependentIndependent (and dependent students whose parent is unable to obtain a PLUS loan)
0-24 credits (First-year)$5,500$9,500
25-48 credits (Sophomore)$6,500$10,500
49 or more credits (Junior/Senior)$7,500$12,500
Graduate $20,500

Federal Pell Grant for Eligible Undergraduates

The amount you receive depends upon on the number of credits for which you are registered and your remaining eligibility. Changes in attendance can result in the reduction or cancellation of your Pell grant.

Additional Funding Sources

For additional funding sources for summer, please review PLUS or Graduate PLUS or other private loan options. Tuition payment plans are also available for summer.

How to View Your Summer Aid on Your Rutgers Financial Aid Offer Letter

If you have been offered additional aid for the summer term, your Rutgers Financial Aid Offer Letter will be updated accordingly. Follow along with the steps below to change the view of your 2019-2020 Offer Letter to a term breakdown and display your Summer 2020 aid.

  1. Log into your Rutgers Financial Aid Offer Letter

  2. Locate the “View Options” section in the top right of your Offer Letter

  3. Click “Term Breakdown” to have your Summer 2020 aid displayed

  4. Scroll down past the “Total Estimated Cost of Attendance.” You will now be able to see how much aid has been offered to you for the Summer 2020 term.

How to Reduce or Decline Your Summer Aid

If you no longer need the full amount or any of the financial aid that has been offered to you for the summer term, please reach out to your campus Office of Financial Aid to speak with a financial aid representative.

What affects summer aid?

Changes in attendance or the receipt of other aid may result in the reduction or cancellation of your loans.