Financial Literacy

Tips for Freshmen (and continuing students too!)

Bank near you. This will help you avoid unnecessary transaction fees and give you quick access to your accounts. Most banks offer accounts specifically for college students that have low or no minimum daily balances. At Rutgers-New Brunswick, we are currently powered by PNC Bank, which means their ATMs are located all around campus. Within…

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Spring Break Without Breaking the Bank

By Maniyah Goodwine Although it may not feel like it thanks to yesterday’s snow, spring break is quickly approaching. College students around the country are buzzing with excitement as it is the season for taking trips. Here are a few tips on how to save money if you choose to embark on a fun journey…

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Last Minute Valentine’s Day Ideas

By Maniyah Goodwine It’s Valentine’s Day, and you haven’t planned a single thing for your partner. You’re panicking and stressed out. It’s always nice to show your partner (or even your friends) you care, but sometimes that’s hard when we’re in college between classes and pay days. Here are some last minute, budget friendly ideas…

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Home Away From Home – On or Off Campus

By Maniyah Goodwine You’ve had your first taste of the real world when you started college. No curfew, no overbearing amount of rules – for most people this was the first time they got to live alone. As college progresses you may become eager to explore your other living options. Maybe you’ve outgrown the dorm…

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Do’s and Don’ts of Spending Your Refund Check

You’ve been in school for a few weeks now. You’re finally settling into a routine. You’ve unpacked, met most of your professors, and are finally adjusting to life at college. After paying off the term bill some students may receive a refund check.  Refunds consist of the money that is left over if your financial aid…

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Summer Travel Guide: Part 2

By: Maniyah Goodwine Here are a few more tips on how to save this summer once you actually get to your destination! Utilize your student discounts. Student discounts are often recognized throughout to globe. It doesn’t hurt to ask – you never know who may be offering a discount! Eat local. Eating local will allow…

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Tips for Graduating Students

By Maniyah Goodwine You did it! Well… almost. Graduating students have one foot out the door and are ready to take on the next part of their lives. Though classes and exams may be ending, it is still very important that you keep up with your finances. Here are a few things you can do…

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Summer Travel Guide: Part 1

By: Maniyah Goodwine In college, summer breaks are longer than they were in high school. You might associate vacation with being expensive and unobtainable – but with the right planning, it can be simple and fun. Create a plan. The first step is developing a plan. You must choose where you are going, how you are…

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Be Financially Smart When Buying A Car

By Maniyah Goodwine If your are tired of taking the Rutgers buses and ordering Ubers and Lyfts, you might be ready to buy a car. Maybe your job, internship, or volunteer work is located quite a distance from you. There are several factors you must keep in mind. Affordability: Creating a budget beforehand is crucial…

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Things to Consider Before Moving Out

By Maniyah Goodwine So you are ready to move out. You’ve reached a point where you crave your own space, and a little bit of freedom. Here are some of the basic things you need to know before deciding to take the final step of moving out. Depending on your relationship with your parents, moving…

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